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Scenarios is a chat with LIA built for one job: matching a loan scenario to the lenders that can actually take it. You describe the borrower and the loan, and LIA searches the marketplace — including the guideline documents attached to your connected lenders — to give you specifics instead of a generic yes or no. Open it from the Scenarios tile at the top of the sidebar, above the main menu. It sits next to a Credit tile and a Live tile, and stays in the same spot whether the sidebar is expanded or collapsed.
Treat every answer as a starting point, not the final word. LIA reads whatever guideline documents and lender-entered fields it has access to at the time, and those can go stale. Confirm rate, guideline, and eligibility details directly with the lender before you rely on them for a live loan.

Starting a conversation

When you first open it, you’ll see a handful of example prompts to get you going — things like asking which of your lenders will do a DSCR loan at a given FICO and property type, or comparing turn times across your connected lenders for a loan you need closed fast. Typing your own question works the same way. Ask about a scenario the way you’d ask a colleague: the loan type, the borrower’s numbers, and what’s unusual about the file. All Lenders in the header takes you to TPO Marketplace to browse lenders directly instead of asking LIA.

Talking instead of typing

Click the microphone icon to switch to voice mode: LIA speaks its answer back and listens for yours, with Mute and End controls while it’s live. Voice mode is a real live conversation, not a recording, so treat it the same as typing — verify anything specific before you act on it.

Your conversation history

On the left, you’ll find a list of your past conversations, grouped by when you last used them, with a search box to find one by title. Conversations save on their own — there’s no separate save step. Open one from the list to pick up where you left off. Delete removes a conversation and everything in it for good.

Rating an answer

Each answer from LIA carries a star rating you can set. Rating it sends feedback to Leaf360 about whether that response was useful — it doesn’t change what LIA tells you or anyone else going forward.

Common problems

LIA only knows what it can find in the guideline documents and fields attached to lenders you’re connected to. If you think a lender you work with should take it, check that their guideline documents are up to date, or ask them directly.
Voice mode needs a working microphone and a stable connection. If it won’t connect, switch back to typing your question instead.
Use the search box above the conversation list. It matches the conversation’s title, not the full text of every message.